I came up with the table below.
Every month I'd put £20 away if neither 'Games with Gold' or the 'Gold Spotlight Sale' got me gaming.
If a month was only a 'Games with Gold' month I'd put £5 away instead (GWG 5).
If a month was only a 'Games with Gold' month I'd put £5 away instead (GWG 5).
| Month | Fund £ | Games with Gold | Spotlight Games | GWG 5 | No Sale |
| Dec-14 | 20 | Worms | Titanfall | 0 | |
| Jan-15 | 20 | Lords of the Fallen | 0 | ||
| Feb-15 | 20 | PES 2015 | 0 | ||
| NBA | |||||
| Mar-15 | 20 | Rayman Legends | 5 | ||
| Apr-15 | 20 | Child of Light | 5 | ||
| May-15 | 20 | 20 | |||
| Jun-15 | 20 | 20 | |||
| Jul-15 | 20 | 20 | |||
| Aug-15 | 20 | 20 | |||
| Sep-15 | 20 | Tomb Raider | 5 | ||
| Oct-15 | 20 | Walking Dead 1 | 5 | ||
| Nov-15 | 20 | Mass Effect | 0 | ||
| Telltale Collection | |||||
| Dec-15 | 20 | Thief | Back to Future / Ori | 0 | |
| Alien / Sleeping Dogs | |||||
| Jan-16 | 20 | 20 | |||
| Feb-16 | 20 | Metro Redux | 0 | ||
| Mar-16 | 20 | Sherlock | Life is Strange | 0 | |
| Apr-16 | 20 | Sunset Overdrive | 5 | ||
| May-16 | 20 | Unravel | 0 | ||
| Jun-16 | 20 | ||||
| Total | Total | ||||
| £25 | £100 | ||||
| PS4 Fund | |||||
| £125 |
I only chose Xbox One games despite strong XBLA and 360 offerings. I also haven't included games bought from online retailers such as CDKeys because for me this is about MS giving me enough value to stay Xbox.
I chose £20 a month because I feel this should be the maximum price offered on an older digital game. I actually stick to a £15 limit on really enticing purchases and up to £10 for something interesting, such as Sleeping Dogs which turned out to be a blast.
I think MS have done a good job with their special deals and offerings and I'm well away from my £250 target.
In fact if I hadn't received Assassins Creed Black Flag with my console and Battlefront as a present I'd have added those games too.
With Sony releasing a new version of the PS4 my fund may turn into a Next Gen one. I feel mid-cycle upgrades signify a dedication to new tech rather than supporting the existing range. It that is the case I feel MS will give me enough value....Games with Gold and Spotlight, it's over to you.
In fact if I hadn't received Assassins Creed Black Flag with my console and Battlefront as a present I'd have added those games too.
With Sony releasing a new version of the PS4 my fund may turn into a Next Gen one. I feel mid-cycle upgrades signify a dedication to new tech rather than supporting the existing range. It that is the case I feel MS will give me enough value....Games with Gold and Spotlight, it's over to you.